When Superstorm Sandy came to shore in late October 2012, Frank and wife were at home in Long Island, NY. As the storm surge encroached on the house, the pair fought to keep the water out, but eventually had to retreat to the attic for safety. When they emerged, the house had been flooded with 4 feet of water. The house was left uninhabitable. In the ensuing months, Frank lost his business and struggled to find the funds to repair the storm damage.